Maryalene LaPonsie

After 13 years as a staffer for a Michigan legislator, I decided it was time to quit the commute and work from home instead. For the past three years, I’ve been penning articles on everything from personal finance to parenting, although politics remains my passion. I’m a numbers geek who loves helping others find the right balance between frugal finances and living life deeply. When I’m not writing, I’m busy trying to raise my and my late husband’s five children to be compassionate people, critical thinkers and lifelong learners.

Upset older man
6 Facts Most People Get Wrong About Social Security

on January 29, 2024

A survey finds that people misunderstand key provisions of the program.

active senior couple
10 Places Where Social Security Offers the Best Standard of Living

and on January 27, 2024

If you don’t mind rural living, these counties can be ideal places to stretch your Social Security payments.

Patient talking to her doctor while sitting on an exam table
12 Ways Medicare Coverage Has Changed in 2024

on January 27, 2024

Heads-up, Medicare recipients: Your costs have gone up, but your coverage has expanded.

Business analyst woman working in an office on a computer and analyzing data
The 10 Best Entry-Level Jobs That Don’t Require a Degree

on January 26, 2024

No degree? No problem. You can still earn a good income with these jobs that don’t require a degree.

Upset investor
9 Things That Can Get Your Home Insurance Canceled

on January 25, 2024

Insurers may not want to cover your home for these reasons, but you usually have options.

Unhappy real estate agent
9 Dumb Ways You Are Ruining Your Home Value

on January 23, 2024

Beware these mistakes that can drive away potential buyers.

Happy woman wearing headphones and holding passport ready to travel with her luggage suitacase
9 Countries With the Most Powerful Passports in the World

and on January 16, 2024

People with passports from these nations can easily see more of the world, the latest annual Henley Passport Index finds.

unhappy retired woman
6 Myths About Retirement, Debunked

on January 16, 2024

You could be in for an unpleasant surprise if you have any of these misconceptions.

Happy construction worker sniffing money and getting a whiff of a raise or payday
The Minimum Wage in Every State in 2024

and on January 10, 2024

The federal minimum wage may not be changing in 2024, but many states have increased their wage requirements.

shocked unhappy surprised homeowners
7 Dumb Mistakes That Cost Homebuyers Tons of Money

on January 8, 2024

Making any of these mistakes can add more to the price you pay for a house.

Kids with drone looking up
10 Surprising Things That Home Insurance Covers

on January 5, 2024

You probably don’t realize just how much protection the typical homeowners insurance policy offers.

woman opening door to tiny house welcome in
9 Extreme Ways To Slash Your Everyday Expenses

on December 30, 2023

These out-of-the-box ideas require big lifestyle changes, but they pay off with major savings.

senior man looking at computer
15 Ways Retirees Can Stretch Their Savings for 30 Years

on December 27, 2023

Study these strategies to make your golden years gleam.

Worried man in middle age talking to his doctor
7 of the Best Things You Can Do Today To Avoid Cancer

on December 27, 2023

Cancer is something no one wants to endure. Here are some ways to minimize your risk.

older couple writing will
6 of the Worst Assets To Inherit

on December 25, 2023

While you may think any inheritance is better than none, some of these assets may be more trouble than they are worth.

Man thinking about doing something he shouldn't
12 Expenses You May Be Tempted To Claim As Tax Deductions — but Shouldn’t

on December 19, 2023

Claiming these as tax breaks could be a costly mistake.

Couple shopping at Costco during the Christmas holiday season
12 Stocking Stuffers To Buy at Costco

on December 18, 2023

You can get all the stocking stuffers you need at many Americans’ favorite warehouse store.

woman decluttering clothes
7 Unusual but Effective Ways to Declutter Your Home

on December 16, 2023

Tired of possessions weighing you down? Consider these methods.

Smiling grandma and granddaughter on a video call or taking a selfie together on a smartphone or laptop
6 Reasons Not To Give Your Kid or Grandkid a Cellphone

on December 11, 2023

Your kids may beg, but stay strong. Research indicates cellphones and children don’t mix.

man outside retiree retirement
10 Guaranteed Ways to Retire Rich

on December 11, 2023

A little planning and a lot of self-discipline can put you on the path to wealth, even if your income is modest.

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